There is strength in size
and power in partnership.
Put Jencap to work for you.

Jencap is the fourth-largest wholesaler in the United States with expertise in wholesale insurance brokerage, binding authority, and program management. We have specialized divisions and affiliate companies providing niche expertise, unparalleled market access, and nationwide influence.

Encompassing expertise from every corner of the industry, Jencap is the ultimate, award-winning insurance family. There is strength in size and power in partnership when you put Jencap to work for you.

Insure More with Jencap

Jencap is your premier distribution platform.

Jencap provides retail agents with carrier exclusivity, underwriting mastery, and unparalleled customer service. Regardless of the class of business you need covered, Jencap has product solutions for any complexity. We consistently deliver industry-leading solutions, coverage, and terms, all at the best price.

1200+

TEAM MEMBERS

49

OFFICES
COUNTRYWIDE

20%

OF JENCAP’S STAFF ARE
EMPLOYEE EQUITY HOLDERS

4th

LARGEST
WHOLESALER

20k

AGENTS & GROWING

OVER

$3 BILLION

IN TOTAL WRITTEN
PREMIUMS

WHOLESALE BROKERAGE

Provide winning solutions to your clients with our expansive market access and established carrier relationships.

BINDING AUTHORITY

Tap into our deep product knowledge and remain responsive to your clients with our quick turnaround on quotes.

EXCLUSIVE PROGRAMS

Leverage our industry specialization through exclusive access to our collection of niche programs.

WHOLESALE BROKERAGE

With Jencap’s size and reach, no account is beyond our team’s capability. You can rely on our reputation of honesty, integrity, technical expertise, and quality service.

PROPERTY

COMMERCIAL PROPERTY
TARGET CLASSES

  • All classes, types, and locations


COVERAGE FEATURES

  • All Risk/All Perils form
  • Excess Limits
  • Deductible buybacks
  • Layered limit capabilities
  • Earthquake
  • Flood & Wind
  • Business Interruption
  • Stock Throughput

BUILDERS’ RISK/INLAND MARINE
TARGET CLASSES

Builders’ Risk

  • Renovations & remodels
  • All construction type classes
  • Large projects
  • Technical/complex projects
  • Tract housing

Inland Marine

  • Floaters (all types)
  • Fine art & fine art dealers
  • Motor truck cargo
  • Equipment (all types)

CATASTROPHE/DIC
TARGET CLASSES

  • All cat-exposed classes
  • All property types
  • Single locations to large schedules
  • Homeowner/condo associations

COVERAGE FEATURES

  • Primary, Excess, or Loss Limit basis
  • Broad deductible options
  • High capacity availability
CASUALTY

GENERAL LIABILITY
TARGET CLASSES

  • Contractors—artisans, GC, paper GC
  • Real estate—owner occupied or LRO
  • Retail/mercantile & wholesale
  • Allied medical (GL & PL)
  • Manufacturers
  • Hospitality
  • Service industries
  • Recreation and leisure
  • Sports and fitness
  • Nonprofits and social services
  • Public entities
  • Cannabis, hemp, and marijuana

PRODUCTS LIABILITY
TARGET CLASSES

  • Medical products
  • Medical devices
  • Pharmaceuticals & nutraceuticals
  • Clinical trials
  • Industrial machinery
  • Power tools & heavy equipment
  • Toys & sporting goods
  • Exercise equipment
  • New products
  • Automotive equipment/parts
  • Consumer products
  • Vitamin & nutritional supplements

EXCESS LIABILITY
TARGET CLASSES

  • All classes

COVERAGE FEATURES

  • High limits available
  • Buffer layers
  • Follow Form coverage

250+

CARRIER APPOINTMENTS
The Jencap companies maintain appointments with all major carriers in the wholesale distribution space.

SPECIALTY WHOLESALE BROKERAGE

For niche coverage in specialty industries, look no further than our highly-specialized team of brokers. Place your trust in a team with a wide spectrum of industry-specific expertise and billions of dollars in associated premiums.

PROFESSIONAL & MANAGEMENT LIABILITY
SPECIALTY PRODUCTS

  • Errors & Omissions
  • Cyber, Privacy & Network Security
  • Fiduciary Liability
  • Directors & Officers
  • Employment Practices Liability
  • Commercial Crime/Fidelity

WORKERS’ COMPENSATION
TARGET APPETITE

  • All industries
  • High-hazard operations
  • New ventures
  • Lapses in coverage
  • No prior coverage
  • Unlimited experience modification
  • Multi-state accounts
  • All premium sizes

PERSONAL LINES
SPECIALTY PRODUCTS

  • High Value Homeowners
  • Dwelling Fires (including Liability and Medical Payments)
  • Builder’s Risk
  • Comprehensive Personal Liability (CPL)
  • Flood (Primary & Excess)
  • Personal Article Floaters
  • Monoline Wind
  • Surplus Lines Homeowners
  • Hurricane / Wind / Named Storm Deductibles
  • Umbrella (Primary & Excess up to $25MM)
  • Yacht / Watercraft

TRANSPORTATION & GARAGE
TRANSPORTATION COVERAGES

  • Commercial Auto Liability
  • Physical Damage
  • Motor Truck Cargo
  • Bobtail Liability
  • Excess Garage
  • Garage Liability
  • Garage Keepers Legal Liability
  • Property
  • Dealers Open Lot
  • Dealers Errors & Omissions
  • Hired and Non-Owned Auto

POLLUTION LIABILITY
TARGET CLASSES

  • Environmental contractors/engineers
  • Industrial product manufacturers
  • Construction contractors and managers
  • Hazardous material transporters/contractors
  • Commercial and residential development

COVERAGE FEATURES

  • Available coverages include: Pollution Liability, Contractors Pollution Liability, Errors & Omissions, Pollution Legal Liability
  • Practice basis or project-specific, including pollution wrap-ups (OCIP and/or CCIP)
  • Monoline and packaged options available

PROJECT COMPLETION INSURANCE
PRODUCT BENEFITS

  • No collateral required (versus collateral needed for a bond)
  • Priced more competitively than a bond
  • Easy and fast quoting process
  • Borrower is general contractor
  • Lender is beneficiary

TARGET CONSTRUCTION PROJECT TYPES

  • Multi-family
  • Industrial
  • Self-Storage
  • Office and Retail
  • Renewables (Solar, Renewable Natural
    Gas, etc.)

BROKERAGE TARGET CLASSES OF BUSINESS

  • Agriculture
  • Cannabis
  • Construction
  • Environmental
  • Habitational/Real Estate
  • Healthcare
  • Hospitality
  • Manufacturing
  • Nonprofit/Social Services
  • Oil & Gas
  • Personal Lines
  • Professional
  • Property
  • Transportation/Garage
  • Workers’ Compensation

BINDING AUTHORITY

Jencap gives our agency partners a competitive edge with access to quick indications, quotes, and binders. Couple that with product expertise, geographic knowledge, and deep market intelligence and you get the right policy every time, regardless of the coverage or complexity.

PACKAGED & MONOLINE POLICIES
PROPERTY & CASUALTY

  • General Liability
  • Property
  • Liquor Liability
  • Products Liability
  • Inland Marine
  • Special Events
  • Hired and Non-Owned Auto
  • Equipment Breakdown
  • Excess & Umbrella
  • Contractors Pollution Liability
  • Professional Liability
TRANSPORTATION & GARAGE

  • Auto Liability
  • Auto Physical Damage
  • Motor Truck Cargo
  • Contingent Cargo
  • Bobtail Liability
  • Truckers General Liability
  • Garage Liability
  • Garage Keepers
  • Property
  • Excess & Umbrella
  • Hired and Non-Owned Auto
  • Transportation Pollution Liability
COVERAGE HIGHLIGHTS

  • Competitive commissions
  • Low minimum premiums
  • Deductibles from $0 to $1000
  • Blanket AI is available
  • ISO Occurrence forms
  • Limits up to $1 million/$3 million
  • High property TIV capacity available
  • New ventures accepted
  • Excess limits from $1 million to $10 million
  • Flexible terms & conditions
  • A.M. Best A-rated or greater
  • Flexible terms & conditions
  • Available nationwide*
  • Admitted and non-admitted paper

*Some restrictions may apply.

BINDING AUTHORITY HIGHLIGHTS

24

HOURS

Receive your indication or quote within 24 hours of a completed submission.

50+

BINDING APPOINTMENTS

We underwrite on behalf of over 50 foreign and domestic specialty carriers. Some contracts have spanned over 30 years.

BROAD

UNDERWRITING
APPETITE

Our in-house binding authority offers a broad spectrum of eligible classes.
PROPERTY & CASUALTY CLASSES AVAILABLE IN OUR BINDING AUTHORITY*
  • Adult day cares
  • Alarm installation
  • Amusement parks
  • Animal services
  • Apartments/habitational
  • Artisan contractors
  • Asbestos, lead, and mold abatement contractors
  • Auto service and repair
  • Bakeries
  • Bars and taverns
  • Beauty, barber, and tanning salons
  • Bed and breakfasts
  • Boat dock construction
  • Builder’s risk
  • Caterers and halls
  • Clubs (social and service)
  • Commercial contractors
  • Commercial inland marine
  • Condominium & homeowners associations
  • Consultants
  • Contractors equipment rental
  • Crane operators
  • Day nursery or preschools
  • Demolition contractors
  • Distributors (Internet and Wholesale)
  • Dwelling fire/homeowners
  • Employment agencies
  • Environmental laboratory services
  • Exterminators
  • Exercise studios
  • Fence erectors
  • Foreclosure/Eviction Cleanup
  • General contractors (commercial & residential)
  • Golf courses
  • Grocery/convenience stores
  • Halfway houses
  • Home health care
  • Hotels and motels
  • Houses of worship
  • Hunting clubs, preserves, and shooting ranges
  • Janitorial (commercial & residential)
  • Landowners
  • Landscaping
  • Landfill construction contractors
  • Lessor’s risk
  • Liquor liability
  • Machine shops
  • Machinery and equipment (installation, service, or repair)
  • Martial arts studios
  • Masonry contractors
  • Medical equipment supply stores
  • Mobile home parks and campgrounds
  • Network security coverage
  • Office buildings
  • Owners and contractors protective liability
  • Pawn shops
  • Pressure cleaning
  • Products manufacturing
  • Push cart and flea market vendors
  • Recyclers/dismantling operations
  • Restaurants
  • Security guards
  • Schools (private, technical, trade, & vocational)
  • Shopping centers
  • Solar contractors
  • Special events
  • Sports camps, clinics, or leagues
  • Storage tank installation and design
  • Steel/metal erection
  • Student housing
  • Swim and racquet clubs
  • Swimming pool contractors, dealers & installers
  • Telecommunication towers
  • Transportation services
  • Tree trimmers
  • Umbrella on all classes
  • Unmanned aircraft systems (drones)
  • Vacant property and buildings
  • Warehouses
  • Welding
  • Wind and solar energy
  • Woodworking/cabinet making
  • Waste oil & grease collection services
  • Wind turbine installation and repair

* Partial list provided.

TRANSPORTATION & GARAGE CLASSES AVAILABLE IN OUR BINDING AUTHORITY*
  • Airport shuttles
  • Auto haulers
  • Bloodmobiles/bookmobiles
  • Buses
  • Driver training schools (CDL and non-CDL)
  • Contractors
  • Couriers
  • Daycare vans (adult and child)
  • Dump truck operations
  • Fleet and non-fleet
  • Public livery
  • School buses
  • Food trucks
  • Frak water haulers
  • Guided tours
  • Hazardous materials haulers
  • Household goods movers
  • Limousines
  • Local and interstate charter buses
  • Loggers
  • Non-emergency vehicles
  • Short-term auto rentals
  • Shuttles
  • Social service units
  • Sightseeing buses & trolleys
  • Van pools
  • Wreckers

* Partial list provided.

EXCLUSIVE PROGRAMS

Your clients have specific needs; we have customized solutions. Only Jencap provides the breadth of niche programs required to meet the needs of our agency partners.

Gain access to a growing list of specialized programs built on our hard-earned reputation and experience in the marketplace. Our team members are skilled in their underwriting craft and provide specialized expertise.

EXCLUSIVE PROGRAMS

From Nonprofits and Transportation to
Self Storage and everything in between.

PROGRAM
AVAILABILITY
ADMINISTRATOR
FILING STATUS
COVERAGE AVAILABILITY
AZ, CA, NV, OR & WA
MiniCo
Non-admitted
Hybrid Commercial and Personal Packaged Policy
Most states
MiniCo
Admitted
Property, Auto, Liability, Umbrella
Most states
MiniCo
Admitted
Full Mortality, Specified Perils, Equine Colic, Medical/Surgical
All states
MiniCo
Non-admitted
Liability
CA, AZ, NV
MiniCo
Both
All Commercial Lines (except WC)
All states where cannabis is legal for recreational and medical use
Jencap
Non-admitted
Site Pollution Liability
NY and NJ
Jencap
Non-admitted
Property (Wind Damage included), General Liability, Hired and Non-Owned Auto, Equipment Breakdown, Business Income
All states
MiniCo
Both
Property, Liability, Umbrella, Business Interruption, Specialty Liability, Pollutant Removal
All states (Except LA & CO)
Jencap
Non-admitted
Professional & General Liability
Most states
MiniCo
Admitted
Liability
All states (Except LA & NY)
Jencap
Both
Liability, Contractor Pollution Liability, Professional Liability,Excess Liability
All states
MiniCo
Admitted
Property, Business Interruption, Ordinance, Utility Interruption
All states
MiniCo
Admitted
Inland Marine (Personal Lines)
All states (Except WV)
MiniCo
Non-admitted
Primary Liability
CA, AZ, NV
MiniCo
Both
All Commercial Lines
Select states
MiniCo
Both
Liability
Most states
Jencap
Non-admitted
Liability
All states
Aran Insurance Underwriters
Admitted
Stop Loss Insurance
All states (Except WA)
IAT
Admitted
Employer Stop-Loss Insurance, Inmate Medical Insurance
All states
MiniCo
Non-admitted
Liability
All states (Except HI & LA)
MiniCo
Both
All Commercial Lines
NY
MiniCo
Non-admitted
Liability
All states
MiniCo
Non-admitted
Liability
All states
Jencap
Non-admitted
General Liability
Most states
MiniCo
Admitted
Accident
All states
MiniCo
Non-admitted
Property
All states
MiniCo
Both
Workers’ Compensation
All states
MiniCo
Both
Inland Marine

You are backed by 40+ Years
of Program Administration
and Underwriting

Our trusted and successful program experience in the marketplace means you have access to a growing list of available niche programs for your clients. To whom much is given, much is expected. Our team members are thoughtful in their underwriting craft, all the while providing you with competitive solutions.

AFFILIATE PROGRAM BRANDS

PROGRAM HIGHLIGHTS

Exclusive A-Rated carriers

Generous commissions
Dedicated underwriting
Comprehensive coverage
Risk management & claims services

“My vision for Jencap was to bring together strong, independent wholesale entities and move forward in the marketplace as one major force. When you look at the interactions between our companies today, our successful cross-selling efforts, and the unbelievable talent we’ve accumulated across the country, it is obvious that Jencap is truly better together.”

John Jennings, Chief Executive Officer

JENCAP EXCEEDS EXPECTATIONS

EXPERTISE

Each of the Jencap companies target very specific industries and bring you products customized to those tightly-defined markets. The power and depth of our collective knowledge propels your agency forward with a great competitive advantage.

SERVICE

A call or email is all it takes to tap into your trusted partners at Jencap. Our team will provide the knowledge, responsiveness, integrity, and speed to meet the demands of your clients.

ACCESS

We work closely with our carriers to provide dependable, consistent markets to you and your clients. You have unmatched access to partners who value a deep understanding of the opportunities and risks inherent in your clients’ businesses and offer informed views on market developments and industry competition.

PRICING

Offering the most competitive premium is a critically important component of our business. We leverage our collective size and strength to negotiate the best terms and pricing for you.

TECHNOLOGY

We are always investing in technology to speed up the back-end processes, submissions, quotes, and binders so that you can stay one step ahead of your competition.

JENCAP GEOGRAPHIC DISTRIBUTION

Our large geographic footprint provides you with national market access and regional industry expertise.

SPREAD OF PRODUCT DISTRIBUTION

%

WHOLESALE BROKERAGE

%

BINDING AUTHORITY

%

EXCLUSIVE PROGRAMS

The Jencap companies are licensed to work with any retail office in any state.

JENCAP AFFILIATE
COMPANIES

Jencap and our companies deliver a broad range of specializations, market access, and geographical expertise.

ARAN INSURANCE UNDERWRITERS

Founded in 2010, Aran Insurance Underwriters (AIU) is a full-service managing general underwriter offering medical stop-loss insurance to self-funded employer group plans. Aran is the stop-loss expert in reference-based pricing and we built flexibility into our underwriting guidelines to accommodate as many prospects as possible. This program is available nationwide.

HRMP

Founded in 1990, HRMP is a third-party administrator for risk takers offering business solutions to address life conversions, back office or run-out administration, auditing services, and more. HRMP offers services to group insurance carriers in partnership with “A” rated carriers.

INTERNATIONAL ASSURANCE OF TENNESSEE

Founded in 1984, IAT is one of the oldest Managing General Underwriters in the business specializing in Employer Stop Loss and Medical Stop Loss Insurance for prisons and jails.

MINICO

MiniCo Insurance Agency was founded in 1974 as a provider of specialty insurance products and publications for the self-storage industry. Today the company is a program administrator offering multiple specialty property and casualty insurance products for a variety of unique industries and exposures.

JENCAP
LEADERSHIP

“The intermediary insurance space is a people-first business. We see a unique opportunity to build a one-of-a-kind national distribution platform that provides quality products to agents and brokers across the country.”
Mark Maher, President

John F. Jennings

John F. Jennings

Chief Executive Officer

Mark Maher

Mark Maher

President

David Nielsen

David Nielsen

Chief Financial Officer

Peter Byrne

Peter Byrne

Chief Information Officer

John LaCava

John LaCava

Chief Operating Officer

Les Ross

Les Ross

Executive Vice President

Maria Hurley

Maria Hurley

Senior Vice President, Human Resources

Bruce Peddle

Bruce Peddle

Divisional President

Denise Walsh

Denise Walsh

General Counsel

Matthew Dunn

Matthew Dunn

Business Development & Acquisitions

Matthew Gerson

Matthew Gerson

Business Development & Acquisitions

Paul Orlando

Paul Orlando

Managing Director of Sales

Kathryn Smith

Kathryn Smith

Managing Director of Marketing